Archive | March, 2015

Spring Cleaning

  Spring is a time when we give ourselves a fresh start, airing our homes after months of winter have kept windows and doors closed. Perhaps this spring we should give ourselves another fresh start by implementing a review of the employee benefits we take for granted, but never truly understand. Here are some items […]

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Relevance ~ Resources ~ Retirement

  The days of the handshake, gold watch and lifetime pension are gone. Even retiree health insurance plans are being phased out by one large company after another. Many of us are planning to work beyond our mid-60s, but why? How many of us have made plans for the next stage in our lives? Are […]

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Can “successful” and “retirement” be used in the same sentence?

Many years ago a man I knew turned 65 and he was ready to retire. Compared to his friends he had very little set aside and his retirement income was very small. His friends were amazed at the confidence he had that he could retire comfortably. For twenty five years into his retirement this man […]

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I Can’t Control Everything

Three years ago my #2 son had an operation that required strict adherence to a zero fat diet for 60 days post-surgery. The consequences of straying from this restriction as described by his doctor were severe and frightening, so we committed completely to the task. Although difficult, it was not impossible to remain compliant to […]

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Good Health Without Guilt

  At Czajkowski Dumpel & Associates our focus is to help clients manage risk primarily as it presents itself in health care situations. Helping clients with claims is part of what we do, but the conversations we have about preventing the situations that can produce claims is much more enjoyable. We are happy to design […]

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Sleep ~ The Final Frontier

We all race through the week: from work to social events to family commitments. Weekdays turn into weekend days as we continuously strive to meet all the deadlines and expectations in our lives. Experts now recommend that we get off the grid, turn off your phones, and decompress. So we do and some of us […]

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Are you prepared for the unexpected?

Many years ago I recall reading a very “spot on” print ad showing two wealthy old codgers on safari. You could almost hear the heavy British accent as one asked the other, “Say old chap, who handles your life insurance?” all as his companion was about to be mauled by a giant Bengal tiger out […]

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