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If We Don’t Spend It . . . . .

…we don’t have to earn it. So what does this mean in terms of our long term financial needs? If we develop good health habits we should not have a lot of healthcare expenses. The money we don’t spend can be set aside for future needs, and even be grown with interest....

Better Luck Next Time

My bait guy is king of the tall tale. Not that he makes them up. He just passes them along from other fishermen. I was in his shop the other day picking up my usual two dozen blueback herring for a little striper fishing. We were discussing whether the rain would hold...

Why Should I Care?

In my last post we identified who should pay attention to the Medicare Open Enrollment Period which runs from October 15 through December 7 of this year. In this post I would like to explain what we should be paying attention to and why it is important to review...

Markets Rise, Markets Fall

What should we do??? No matter which way the markets go it will be safe to assume that living expenses will continue to rise and that it is our responsibility to be sure we have enough pennies saved to cover what lies ahead. So what is our best road to success and...