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Halloween Preparation

In a few short weeks our annual candy holiday will hit again. Our house has already gone through several bags of Halloween sweets as we prepare to share what is left with the costumed children who will come to our door. I guess my husband is checking for poison,...

Drop It In The Sack, Jack!!

I remember it like it was yesterday. You’re eight years old in 1960, living in East Hartford, Connecticut, and Halloween is only a few days away. No time for misstep now, on the threshold of this, the second most important holiday (next to Christmas) of the kid year....

Unpleasant Surprises

In our agency dealings we come across a lot of “gotchas” in many parts of the employee benefits picture. Whether our clients are individually enrolled or are part of employer based plans the surprises are very similar. Here are the latest unpleasant surprises we have...