Archive | November, 2015

Giving Thanks

Many of us give thanks throughout the year for good health, good friends, good looks and good luck.  But once a year we give thanks with a big “T” and that is coming up this week. We, at CDA Inc. give special thanks for our clients who bless us with their trust as we guide […]

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Holiday Self Control

The holiday season is coming into full swing. We have warmed up our “sweet teeth” with Halloween candy, we are warming up our taste buds for our Thanksgiving feast and we are preparing our tummies for all the treats we associate with the time between Thanksgiving and our New Year’s resolutions. The weather is turning […]

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Over 65 and Still Working?

Should you do something about your health insurance? It depends on a few factors. First, are you employed by a company that has 20 or more employees? If you are offered group insurance that you like you are not required to enroll in Medicare because your employer’s insurance plan will provide primary coverage. If you […]

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Should I Apply For Subsidy?

Many individuals will qualify for financial help with their health insurance premiums, but here are some considerations. First, go to www.healthcare.gov to be sure that the modified adjusted gross income for your whole taxable family unit falls within the income range. Be sure to include all family members who will be included in the tax […]

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Marketplace Update

Now that we are in our third year of the Affordable Care Act many of us have prepared ourselves for the ongoing nightmare of working with our clients to qualify for Marketplace subsidies. The last two years have been marked with website crashes when we tried to enroll individuals electronically and interminable time on hold […]

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REALLY???

The last quarter of each year is the busiest time in our industry and in my life. Open enrollments for two blocks of clients and renewals for several dozen groups keep us at our desks for long hours. It is easy to stress eat, not drink enough water and generally not take good care of […]

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“Affordable Care” Act: Year 3

The third annual open enrollment period opened on November 1 and we are all digging in to find the differences from last year’s plans to this year’s benefits. The devil is in the details, so here are the major considerations for choosing a plan this year: What does the plan deductible apply to? We can […]

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