by CDA Inc | Mar 15, 2016 | Insurance, Risk Management
I spoke with my pharmacist about a prescription refill and I was stunned that the only drug I fill at this pharmacy had doubled in price. Like most people, I had not paid a lot of attention to the cost of this medication since my copay was just $10 per month. I had...
by CDA Inc | Mar 10, 2016 | Risk Management
A client recently asked me how to protect his invested assets in case someone steals his identity. Most of us probably know of people who have had their credit cards used and maybe even individuals who have had their bank accounts hacked. Not many of us have had the...
by CDA Inc | Mar 8, 2016 | Insurance, Risk Management
This year everyone will need to show evidence of health insurance coverage when we file our taxes. Forms 1095-A, 1095-B or 1095-C will need to accompany W-2s and other tax filing documents. All of us will need to be sure that we have the appropriate form to complete...
by CDA Inc | Mar 3, 2016 | Insurance, Long Term Care, Risk Management
If we have not already, many of us will soon face our parents’ decline and the resulting decisions that will be required. A fall, a car accident, a hospitalization, each forces us to address our parents’ ability to continue in the lifestyle to which they are...
by CDA Inc | Mar 1, 2016 | Insurance, Long Term Care, Risk Management
It seems that, although we are living longer and healthier lives, our employment may not continue as long as we are willing and able to work. In the last few decades I have seen a pattern of “downsizing” once employees hit their mid to late 50s. Perhaps it is because...
