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Employee Benefits ~ What Stage is Your Business?

In order for employee benefit programs to be well received they need to be developed with the interests of the employees in mind while meeting the objectives of the firm’s management. Young firms often implement benefits with the intent of attracting employees who are...

Why Provide Benefits to Your Employees?

The main answer we normally receive to this question is that employers are trying to attract and retain the quality employees they need to grow their businesses.  If that is so, why are employee benefits packages so cookie cutter?  From one employer to another,...

Why Not Here?

In the March, 2016 issue of FastCompany.com I read the following: “How do you produce better results for people undergoing major surgery in chaotic, overtaxed hospitals?  According to the not-for-profit Noora Health, you do it by teaching family members to assist in...

Patients Beware: Out of Network Providers

How many of us have had this experience:  we are told that we need a medical procedure so we select a participating provider, pre-certify the procedure, have the surgery and then . . .  the bills start coming in?  We go through them on a cursory basis until one or...

Step Therapy

This is a term with which many of us are not familiar, but which represents a nightmare for us when it is applied to our health insurance claims.  So what does it mean and when is it applied? Step therapy is a protocol used by insurance companies to determine whether...

But We Never Have Any Claims!!!

Do you feel like your company health insurance premiums are much higher than they should be?  You see neighbors and friends run to the doctor all the time, but you and your co-workers never seem to access care.  No doctor visits, no prescriptions, no emergency room...

Snacking Our Way to Better Health

Have you ever weighed your food, measured your portions, counted calories & carbs and still not had success controlling your diet? For decades many of us have followed the low carb, low fat and low sugar regimens with mixed success.  The daily struggle with...