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Plan Decisions

Very soon many of us will face open enrollment for our health insurance benefits. Plan decisions need to be taken seriously as we risk not only dollars we pay into premiums, but also dollars we pay as our share of the claims we incur. So how do we best determine which...

If We Don’t Spend It . . . . .

…we don’t have to earn it. So what does this mean in terms of our long term financial needs? If we develop good health habits we should not have a lot of healthcare expenses. The money we don’t spend can be set aside for future needs, and even be grown with interest....

Better Luck Next Time

My bait guy is king of the tall tale. Not that he makes them up. He just passes them along from other fishermen. I was in his shop the other day picking up my usual two dozen blueback herring for a little striper fishing. We were discussing whether the rain would hold...

Why Should I Care?

In my last post we identified who should pay attention to the Medicare Open Enrollment Period which runs from October 15 through December 7 of this year. In this post I would like to explain what we should be paying attention to and why it is important to review...