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I Will Just Work a Bit Longer……

Many of us recognize that we will be a bit short of money when we would normally stop working, so we prepare for our “final careers”. Rather than addressing our lack of preparation now we believe that a few more years in the workforce later will bail us out. If we can...

Markets Rise, Markets Fall

What should we do??? No matter which way the markets go it will be safe to assume that living expenses will continue to rise and that it is our responsibility to be sure we have enough pennies saved to cover what lies ahead. So what is our best road to success and...

Is The Tide Coming Back In?

And will the rising tide lift all boats? Equally? The past few days should have been a wake-up call for a lot of us. Financial markets dropped like the surprise dip in a roller coaster. How did we feel about that? Some of us took the opportunity to review our...

How Is Your Blood Pressure Today?

There is an old expression that bears reviewing right now: A rising tide lifts all boats. So what happens when the tide goes out? Perhaps we get to see the condition of the boats below the water level. Certainly the tide of market performance is going out as we are...

Where Is My Fairy Godmother???

We all read headlines about Americans not saving enough for retirement and I have a theory to explain this. Americans are inherently optimistic and I believe that a lot of that comes from growing up on fairy tales. As we age Prince Charming and fairy godmothers are...