by CDA Inc | Sep 23, 2013 | Individual
This is the first in a series of articles designed to share information about the Affordable Care Act as it goes through its next phase of implementation. Our intention is to provide details as they are released about issues that will affect the health insurance...
by CDA Inc | Jun 7, 2013 | Individual
The Affordable Care Act implementation will continue January 1, 2014 when a number of major changes will impact everyone’s health insurance. Rates will no longer include considerations of industry, medical history or gender and will be limited to a 1 to 3 ratio from...
by CDA Inc | Oct 15, 2012 | Individual
Employers who offer prescription drug plans to members who can get Medicare Part D are required to let these members know if their current prescription drug plan(s) are creditable or non-creditable. This must be done by October 15 of each year. Creditable Coverage...
by CDA Inc | Oct 2, 2012 | Individual
Effective September 23, 2012, the Affordable Care Act (or health care reform law) requires that all insurers provide SBCs (summary of benefits & coverage) to consumers when: ◦ They are shopping for coverage. ◦ Their coverage changes. ◦ Their deductible resets. ◦...
by CDA Inc | Sep 17, 2012 | Individual
Erica’s Hidden Gems Insurance tip: If a claim is rejected do not assume that is the end of the discussion. Errors and misinformation are rampant as claims processors are overloaded with claims and often do not follow up on issues that are not of a routine...
by CDA Inc | Jul 7, 2011 | Individual
Did you know that : 1- An MRI done in a doctor’s office will sometimes be included in your office visit copay? Going to an imaging center almost certainly sends the charge to your deductible and it can be MANY hundreds of dollars! Call your insurance company’s...