by CDA Inc | Dec 10, 2015 | Insurance, Long Term Care, Risk Management
We have had many conversations since November 1 helping individuals compare health insurance plans as part of the annual Open Enrollment period. Questions have come up particularly about how routine services are covered. Benefits can vary somewhat from carrier to...
by CDA Inc | Dec 8, 2015 | Insurance, Long Term Care, Risk Management
Many of us are not part of the Medicare open enrollment or the Affordable Care Act individual open enrollment. This does not mean that we do not have year-end considerations of our own. First, if we are participants in a Flexible Spending Account we have money that we...
by CDA Inc | Dec 2, 2015 | Insurance, Long Term Care, Risk Management
Websites are freezing at both the insurance carriers and at the federal Marketplace as time is drawing near for the end of the 2016 health insurance open enrollment period. Phone lines to both sets of providers are busy and disconnects after interminable holds are...
by CDA Inc | Nov 19, 2015 | Insurance, Long Term Care, Risk Management
The holiday season is coming into full swing. We have warmed up our “sweet teeth” with Halloween candy, we are warming up our taste buds for our Thanksgiving feast and we are preparing our tummies for all the treats we associate with the time between Thanksgiving and...
by CDA Inc | Nov 17, 2015 | Insurance, Long Term Care, Risk Management
Should you do something about your health insurance? It depends on a few factors. First, are you employed by a company that has 20 or more employees? If you are offered group insurance that you like you are not required to enroll in Medicare because your employer’s...
by CDA Inc | Nov 12, 2015 | Insurance, Risk Management
Many individuals will qualify for financial help with their health insurance premiums, but here are some considerations. First, go to www.healthcare.gov to be sure that the modified adjusted gross income for your whole taxable family unit falls within the income...
