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Independence Day

As we approach the Fourth of July and prepare to celebrate our nation’s freedom, let us take a moment to address our personal Independence Day. The time will come when we go on perpetual vacation and we must each prepare for our own day of reckoning. Not only is the...

Am I OK?

A friend stopped by after work with a summary of his financial information. He has worked for twenty something years and has twenty something years ahead of him. His question, “Am I ok?” On the face of it his asset vs. liabilities looked well ahead of others his age....