Individuals and Families

**Attention Under-65 Clients**

As we have stated in several of our newsletters (please see links to the right), our company is being affected by the changes to the individual market as well and the only way to continue offering the level of service that our clients have grown accustomed to, we have been forced to alter our business model. Below please find the two options that we are proposing to all our clients who are under 65:

  1. In prior years, we have taken a personalized approach to reviewing options with our clients and walking them through the enrollment process via a one-on-one consultation. If you would like the full consultation and ongoing advocacy that we have provided in the past, we will help you review and enroll in the policy most suited to your needs. As your full-service broker, we will continue to be your first point of contact all year long for a one-time $400 annual service fee. This option will require you to contact our office at your earliest opportunity to discuss in further detail what will be required to move forward with scheduling the consultation.
  2. Alternately, the links below will give you an idea of plan designs and rates which will allow you to enroll without the assistance of our agency. If you do not need a personal consultation to review your plan options or our ongoing servicing throughout the year, but still want the security of writing your policy through our brokerage as backup, we are offering a low-cost option with no upfront cost to our clients. After an application is submitted through either of these links, CDA, Inc. will be available at $150/hour for any service work you might need during the year.

If you have any further questions or concerns, please feel free to contact our office at
your convenience.

Would you like help determining:
Whether the federal exchange or the private health insurance options are best for you?

Whether you qualify for federal subsidies or tax credits under the Affordable Care Act?

Whether renewing your health plan early benefits you more than the new plans available starting January 1, 2014?

If you can finally find affordable coverage now that there will be no more medical underwriting?

How to afford the protection you need in the areas of life, disability and long term care insurance?

If dental and vision coverage provide the benefits you need at a price you can justify?

Whether it is time to start discussing a health insurance retirement account?

We can help you assess the new affordable care guidelines and review other insurance options to help you make the best decision for protecting yourself or your family.

Learn more on our FAQ page or call us at 770-449-7369.