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Year End / New Year

Many of us are not part of the Medicare open enrollment or the Affordable Care Act individual open enrollment. This does not mean that we do not have year-end considerations of our own. First, if we are participants in a Flexible Spending Account we have money that we...

Unpleasant Surprises

In our agency dealings we come across a lot of “gotchas” in many parts of the employee benefits picture. Whether our clients are individually enrolled or are part of employer based plans the surprises are very similar. Here are the latest unpleasant surprises we have...