Tag Archives: retirement

My Parent Has Fallen, What Now?

If we have not already, many of us will soon face our parents’ decline and the resulting decisions that will be required. A fall, a car accident, a hospitalization, each forces us to address our parents’ ability to continue in the lifestyle to which they are accustomed. Most of us prefer our independence and we […]

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I Will Just Work a Bit Longer……

Many of us recognize that we will be a bit short of money when we would normally stop working, so we prepare for our “final careers”. Rather than addressing our lack of preparation now we believe that a few more years in the workforce later will bail us out. If we can just find that […]

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The Career Train

Imagine each of our careers as a long train ride. We get on at the start of our work life and ride until it is time to get off. But when and where will that be? As we ride along we notice that some people get off our train at various stations and switch to […]

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If We Don’t Spend It . . . . .

…we don’t have to earn it. So what does this mean in terms of our long term financial needs? If we develop good health habits we should not have a lot of healthcare expenses. The money we don’t spend can be set aside for future needs, and even be grown with interest. When we eat […]

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Markets Rise, Markets Fall

What should we do??? No matter which way the markets go it will be safe to assume that living expenses will continue to rise and that it is our responsibility to be sure we have enough pennies saved to cover what lies ahead. So what is our best road to success and where are our […]

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Is The Tide Coming Back In?

And will the rising tide lift all boats? Equally? The past few days should have been a wake-up call for a lot of us. Financial markets dropped like the surprise dip in a roller coaster. How did we feel about that? Some of us took the opportunity to review our investments and moved cash into […]

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How Is Your Blood Pressure Today?

There is an old expression that bears reviewing right now: A rising tide lifts all boats. So what happens when the tide goes out? Perhaps we get to see the condition of the boats below the water level. Certainly the tide of market performance is going out as we are experiencing the current unsettled investment […]

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Independence Day

As we approach the Fourth of July and prepare to celebrate our nation’s freedom, let us take a moment to address our personal Independence Day. The time will come when we go on perpetual vacation and we must each prepare for our own day of reckoning. Not only is the future coming much faster than […]

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Sniper Shots and Cannonballs

All of our lives we try to manage our diets, exercise and stress levels to minimize the bad things that can happen to us. Yet there are some medical situations we cannot avoid. If a genius like Steven Hawking can be struck by ALS what hope for the rest of us average Joes? And yet, […]

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