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I Will Just Work a Bit Longer……

Many of us recognize that we will be a bit short of money when we would normally stop working, so we prepare for our “final careers”. Rather than addressing our lack of preparation now we believe that a few more years in the workforce later will bail us out. If we can...

The Career Train

Imagine each of our careers as a long train ride. We get on at the start of our work life and ride until it is time to get off. But when and where will that be? As we ride along we notice that some people get off our train at various stations and switch to other...

If We Don’t Spend It . . . . .

…we don’t have to earn it. So what does this mean in terms of our long term financial needs? If we develop good health habits we should not have a lot of healthcare expenses. The money we don’t spend can be set aside for future needs, and even be grown with interest....

Markets Rise, Markets Fall

What should we do??? No matter which way the markets go it will be safe to assume that living expenses will continue to rise and that it is our responsibility to be sure we have enough pennies saved to cover what lies ahead. So what is our best road to success and...