by CDA Inc | Nov 4, 2015 | Insurance, Long Term Care, Risk Management
The third annual open enrollment period opened on November 1 and we are all digging in to find the differences from last year’s plans to this year’s benefits. The devil is in the details, so here are the major considerations for choosing a plan this year: What does...
by CDA Inc | Oct 29, 2015 | Insurance, Long Term Care, Risk Management
Open enrollment for individuals and families who buy their own health insurance begins on Sunday, November 1. That is the day that we will all be told which carriers will be providing plans in our area, what the plan designs will look like and what the premiums will...
by CDA Inc | Oct 27, 2015 | Insurance, Long Term Care, Risk Management
I have spent a bit of time recently writing about how to determine what type of health insurance plan best suits our needs based on how much healthcare we use. While thinking about this I discovered that who I thought I was is really different from who I really am. If...
by CDA Inc | Oct 23, 2015 | Individual
Duke, Ginger, Dobie, Buster, Princess, Dixie, Keeper and Tubby. These were my best friends, in order, since I was five years old. We never fought or argued and we went everywhere and did everything together. These were the dogs in my life and I loved them all. Yeah,...
by CDA Inc | Oct 22, 2015 | Insurance, Long Term Care, Risk Management
Many of us drag ourselves to our physicians’ offices when we are so dizzy and queasy that we have no business driving a car. How would we feel if we could call a doctor about our cold and flu symptoms, that nagging cough or the rash we just discovered rather than...
by CDA Inc | Oct 20, 2015 | Risk Management
Imagine each of our careers as a long train ride. We get on at the start of our work life and ride until it is time to get off. But when and where will that be? As we ride along we notice that some people get off our train at various stations and switch to other...
by CDA Inc | Oct 15, 2015 | Risk Management
In a few short weeks our annual candy holiday will hit again. Our house has already gone through several bags of Halloween sweets as we prepare to share what is left with the costumed children who will come to our door. I guess my husband is checking for poison,...
by CDA Inc | Oct 13, 2015 | Insurance, Long Term Care, Risk Management
Each day thousands of us turn 65 and we need to address this choice. So how do we choose and what criteria do we need to consider in making this choice? Fundamentally, we compare apples and oranges when we face this decision. Remember, Medicare Advantage plans are the...
by CDA Inc | Oct 9, 2015 | Individual
I remember it like it was yesterday. You’re eight years old in 1960, living in East Hartford, Connecticut, and Halloween is only a few days away. No time for misstep now, on the threshold of this, the second most important holiday (next to Christmas) of the kid year....
by CDA Inc | Oct 9, 2015 | Insurance, Long Term Care, Risk Management
In our agency dealings we come across a lot of “gotchas” in many parts of the employee benefits picture. Whether our clients are individually enrolled or are part of employer based plans the surprises are very similar. Here are the latest unpleasant surprises we have...
