by CDA Inc | Sep 22, 2015 | Insurance, Long Term Care, Risk Management
Very soon many of us will face open enrollment for our health insurance benefits. Plan decisions need to be taken seriously as we risk not only dollars we pay into premiums, but also dollars we pay as our share of the claims we incur. So how do we best determine which...
by CDA Inc | Sep 17, 2015 | Insurance, Long Term Care, Risk Management
It may seem early to start discussing this, but open enrollments for health insurance will be approaching soon for many of us whether at work or through our personal plans. Health insurance deductibles continue to rise, premiums are certainly not coming down and...
by CDA Inc | Sep 11, 2015 | Insurance, Risk Management
…we don’t have to earn it. So what does this mean in terms of our long term financial needs? If we develop good health habits we should not have a lot of healthcare expenses. The money we don’t spend can be set aside for future needs, and even be grown with interest....
by CDA Inc | Sep 11, 2015 | Insurance, Long Term Care, Risk Management
My bait guy is king of the tall tale. Not that he makes them up. He just passes them along from other fishermen. I was in his shop the other day picking up my usual two dozen blueback herring for a little striper fishing. We were discussing whether the rain would hold...
by CDA Inc | Sep 9, 2015 | Insurance, Risk Management
In my last post we identified who should pay attention to the Medicare Open Enrollment Period which runs from October 15 through December 7 of this year. In this post I would like to explain what we should be paying attention to and why it is important to review...
by CDA Inc | Sep 3, 2015 | Insurance, Long Term Care, Risk Management
In about a month the Medicare open enrollment period begins again. Media blitzes will begin and we will all be bombarded with information designed to unsettle us. So who should be concerned? This enrollment process affects individuals who are Medicare eligible, but...