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Back to the Future

The cost of healthcare continues to increase unchecked. The result is that premiums go up each year and our response is to reduce benefits. Deductibles have gone beyond the reach of many insureds who will experience financial disaster long before they reach these...

French Ingenuity

University Students In France Are Moving In With Senior Citizens! This headline made the news recently and it prompted me to wonder if any movement like this is occurring in the United States. All societies are facing the increasing costs of care for the aging. I...

It Happened Again!!!

We just received an email from a client asking why so much of her dental bill was not covered. She stated that she had asked if the provider “took her insurance” and was assured that yes, indeed they did. Imagine her surprise when her portion of the bill was well over...

It’s Not Fair

  From the time my number 2 son could speak he shared with us all the ways in which he was not being treated fairly. His lower lip would quiver, his breathing would become labored and then, the magic words would come out: “It’s Not Fair”. Whether it was because...