by CDA Inc | Oct 27, 2015 | Insurance, Long Term Care, Risk Management
I have spent a bit of time recently writing about how to determine what type of health insurance plan best suits our needs based on how much healthcare we use. While thinking about this I discovered that who I thought I was is really different from who I really am. If...
by CDA Inc | Oct 22, 2015 | Insurance, Long Term Care, Risk Management
Many of us drag ourselves to our physicians’ offices when we are so dizzy and queasy that we have no business driving a car. How would we feel if we could call a doctor about our cold and flu symptoms, that nagging cough or the rash we just discovered rather than...
by CDA Inc | Oct 13, 2015 | Insurance, Long Term Care, Risk Management
Each day thousands of us turn 65 and we need to address this choice. So how do we choose and what criteria do we need to consider in making this choice? Fundamentally, we compare apples and oranges when we face this decision. Remember, Medicare Advantage plans are the...
by CDA Inc | Oct 9, 2015 | Insurance, Long Term Care, Risk Management
In our agency dealings we come across a lot of “gotchas” in many parts of the employee benefits picture. Whether our clients are individually enrolled or are part of employer based plans the surprises are very similar. Here are the latest unpleasant surprises we have...
by CDA Inc | Oct 6, 2015 | Insurance, Long Term Care, Risk Management
What does this mean relative to our health insurance and other benefits? We should not postpone any treatment because we don’t think we will meet our deductible for the year. Most health insurance plans credit claims that go toward deductibles in the last quarter of...
by CDA Inc | Sep 29, 2015 | Insurance, Long Term Care, Risk Management
Last week we discussed how to select a health insurance plan if we are regular users of health care services. This week we will address the rest of us who barely visit health care providers and who are trying to control our premium dollars without taking excessive...
