by CDA Inc | Sep 24, 2015 | Insurance, Long Term Care, Risk Management
Open enrollment: our annual pilgrimage into our personal healthcare analysis. Whether under age 65 or over this is a time that we should all review our recent medical care usage and forecast upcoming expenses as best we can. Many of us have options between high...
by CDA Inc | Sep 22, 2015 | Insurance, Long Term Care, Risk Management
Very soon many of us will face open enrollment for our health insurance benefits. Plan decisions need to be taken seriously as we risk not only dollars we pay into premiums, but also dollars we pay as our share of the claims we incur. So how do we best determine which...
by CDA Inc | Sep 17, 2015 | Insurance, Long Term Care, Risk Management
It may seem early to start discussing this, but open enrollments for health insurance will be approaching soon for many of us whether at work or through our personal plans. Health insurance deductibles continue to rise, premiums are certainly not coming down and...
by CDA Inc | Sep 11, 2015 | Insurance, Long Term Care, Risk Management
My bait guy is king of the tall tale. Not that he makes them up. He just passes them along from other fishermen. I was in his shop the other day picking up my usual two dozen blueback herring for a little striper fishing. We were discussing whether the rain would hold...
by CDA Inc | Sep 3, 2015 | Insurance, Long Term Care, Risk Management
In about a month the Medicare open enrollment period begins again. Media blitzes will begin and we will all be bombarded with information designed to unsettle us. So who should be concerned? This enrollment process affects individuals who are Medicare eligible, but...
by CDA Inc | Aug 21, 2015 | Long Term Care, Risk Management
As automobile options have changed over the years, so have options for medical treatment. Conditions that required invasive surgery in the past are now handled on an outpatient basis with minimal recovery time. Cures that were inconceivable a few decades ago are...
