by CDA Inc | Jun 30, 2015 | Insurance, Long Term Care, Risk Management
Last week was another busy news week with escaped fugitives, ongoing financial trauma in Greece, voting on gay marriage and, oh yes, the Affordable Care Act was once again determined to be legal. What does this mean for all of us who are purchasers of health insurance...
by CDA Inc | Jun 25, 2015 | Insurance, Long Term Care, Risk Management
The cost of healthcare continues to increase unchecked. The result is that premiums go up each year and our response is to reduce benefits. Deductibles have gone beyond the reach of many insureds who will experience financial disaster long before they reach these...
by CDA Inc | Jun 23, 2015 | Insurance, Long Term Care, Risk Management
First: The Price of Admission. Whether it is the whole cost of the visit or just the copay amount, dollars leave our wallets. Second: TIME. Travelling to the office, waiting our turn and then time travelling back. Most of this time must be committed during work hours...
by CDA Inc | Jun 18, 2015 | Insurance, Long Term Care, Risk Management
University Students In France Are Moving In With Senior Citizens! This headline made the news recently and it prompted me to wonder if any movement like this is occurring in the United States. All societies are facing the increasing costs of care for the aging. I...
by CDA Inc | Jun 16, 2015 | Risk Management
It is not uncommon for many of us to put in 10 hour work days regularly, and more during our busy seasons. At the end of the day all we want to do is to lie down on the couch in front of the television and not move until we crawl up the stairs to our beds. We have...
by CDA Inc | Jun 9, 2015 | Risk Management
A friend stopped by after work with a summary of his financial information. He has worked for twenty something years and has twenty something years ahead of him. His question, “Am I ok?” On the face of it his asset vs. liabilities looked well ahead of others his age....