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Back to the Future

The cost of healthcare continues to increase unchecked. The result is that premiums go up each year and our response is to reduce benefits. Deductibles have gone beyond the reach of many insureds who will experience financial disaster long before they reach these...

French Ingenuity

University Students In France Are Moving In With Senior Citizens! This headline made the news recently and it prompted me to wonder if any movement like this is occurring in the United States. All societies are facing the increasing costs of care for the aging. I...

Tubby

It is not uncommon for many of us to put in 10 hour work days regularly, and more during our busy seasons. At the end of the day all we want to do is to lie down on the couch in front of the television and not move until we crawl up the stairs to our beds. We have...

Am I OK?

A friend stopped by after work with a summary of his financial information. He has worked for twenty something years and has twenty something years ahead of him. His question, “Am I ok?” On the face of it his asset vs. liabilities looked well ahead of others his age....