by CDA Inc | Feb 17, 2016 | Insurance, Long Term Care, Risk Management
When we reach age 65 almost all of us qualify for Medicare coverage. Which parts, if any, we need to enroll in depends on our employment status. Those of us who are covered on plans with companies which have at least 20 employees are not as pressed to enroll in the...
by CDA Inc | Feb 4, 2016 | Insurance, Long Term Care, Risk Management
One of our clients called and was very upset that her new insurance carrier would not cover the prescription she was trying to pick up at the pharmacy. She had filled this particular prescription before the 30-day renewal date and could not understand how the new...
by CDA Inc | Jan 29, 2016 | Insurance, Long Term Care, Risk Management
Last week Cigna Healthcare was notified that it will not be allowed to sell any more Medicare Advantage or Medicare part D plans until further notice. The complaints previously filed about the services that were not approved and the prescriptions not allowed by the...
by CDA Inc | Jan 27, 2016 | Insurance, Long Term Care, Risk Management
There was a time when the people of the land of US were able to sign up for health insurance any time the mood struck them. There was no requirement to buy insurance, but as prices of healthcare increased dramatically year after year, those who were tuned in...
by CDA Inc | Jan 21, 2016 | Insurance, Long Term Care, Risk Management
Financial planners have been encouraging the use health savings accounts for several years, but for all the tax advantages of these plans, are the underlying health insurance plans appropriate for the insureds? At the base of a health savings account is a high...
by CDA Inc | Jan 12, 2016 | Insurance, Long Term Care, Risk Management
We continue to be asked if an H.S.A. eligible health insurance plan is good decision even after people have made their plan elections for the year. This seems to be a question that needs a moment of attention. There are certain high deductible health plans which...
