Conduct a thorough review of available coverage including dental, vision, life, accident and critical illness programs, as well as international travel medical programs
We Find The Right Insurance For You And Your Family
Not all employers offer group health insurance plans and some offer ICHRA as an option. We provide personalized consultations for individuals who cannot access an employer group plan or who are eligible for ICHRA coverage.
Helping You Assess The Ever-Changing Health Insurance Market
We are here to help you navigate the individual insurance market and make the best decisions for protecting yourself and your family. It is our commitment to provide the high level of service to which our clients have grown accustomed as we help them navigate changes in the health insurance industry.
- CDA, Inc. will provide a thorough review of market options and guide you through the enrollment process via a one-on-one consultation as well as provide ongoing advocacy servicing your policies. Please contact our office to discuss details and schedule your consult.
What are my options for individual insurance?
A large number of insurance carriers have returned to the individual market offering primarily HMO products. It is critical to line up the providers / hospital systems as well as the prescriptions that are important to you. CDA, Inc. can consult with you to help determine which carriers are appropriate for your circumstances.
Can I set up a Health Savings Account?
You can enroll in a HSA during your initial enrollment or during the annual open enrollment, as long as you are not enrolled in Medicare, and are otherwise eligible. You can only contribute to your HSA while enrolled in a High Deductible Health Plan which is HSA eligible.
Do I need dental or vision insurance? How do I determine if I need coverage?
If you find that the services you need are limited to routine and preventive care, dental and vision insurance may not be necessary. Insurance can provide financial help if you require more than regular maintenance, but keep in mind that dental products have mandatory waiting periods for those who have gone without dental coverage for over 63 days.
Is it too late to consider Long Term Care coverage?
While addressing concerns about the cost of care with their parents, many of our clients are recognizing the DOs and DON’Ts of this major transition firsthand and are creating better outcomes through guided strategic planning. The longer this conversation is postponed, the more difficult the underwriting process can be, and the more limited financial options can become. Ask us how we can help.