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If We Don’t Spend It . . . . .

…we don’t have to earn it. So what does this mean in terms of our long term financial needs? If we develop good health habits we should not have a lot of healthcare expenses. The money we don’t spend can be set aside for future needs, and even be grown with interest....

Not Your Father’s Oldsmobile

As automobile options have changed over the years, so have options for medical treatment. Conditions that required invasive surgery in the past are now handled on an outpatient basis with minimal recovery time. Cures that were inconceivable a few decades ago are...

What You Don’t Know

It happened again today. We received a call from a young man who found out his insurance has been cancelled. He is a dependent who aged out of his parents’ insurance contract and the insurance company made no effort to notify him or his family. We may be lucky and...

Quantity vs. Quality

I’m such a fishing nut that it is only natural that some of my earliest memories are about the fishing trips I made with my dad and uncle. Actually it was my great uncle Al, who had a small beach house on Leete’s Island off the Connecticut coast. He also had a small...