by CDA Inc | Oct 29, 2015 | Insurance, Long Term Care, Risk Management
Open enrollment for individuals and families who buy their own health insurance begins on Sunday, November 1. That is the day that we will all be told which carriers will be providing plans in our area, what the plan designs will look like and what the premiums will...
by CDA Inc | Oct 22, 2015 | Insurance, Long Term Care, Risk Management
Many of us drag ourselves to our physicians’ offices when we are so dizzy and queasy that we have no business driving a car. How would we feel if we could call a doctor about our cold and flu symptoms, that nagging cough or the rash we just discovered rather than...
by CDA Inc | Oct 15, 2015 | Risk Management
In a few short weeks our annual candy holiday will hit again. Our house has already gone through several bags of Halloween sweets as we prepare to share what is left with the costumed children who will come to our door. I guess my husband is checking for poison,...
by CDA Inc | Oct 6, 2015 | Insurance, Long Term Care, Risk Management
What does this mean relative to our health insurance and other benefits? We should not postpone any treatment because we don’t think we will meet our deductible for the year. Most health insurance plans credit claims that go toward deductibles in the last quarter of...
by CDA Inc | Sep 29, 2015 | Insurance, Long Term Care, Risk Management
Last week we discussed how to select a health insurance plan if we are regular users of health care services. This week we will address the rest of us who barely visit health care providers and who are trying to control our premium dollars without taking excessive...