by CDA Inc | Nov 16, 2016 | Group, Insurance
We have received many questions about the changes that will occur in health insurance coverage with the change in the Administration. People are most afraid of pre-existing conditions clauses re-applying and they are trying to make the best decisions possible...
by CDA Inc | Sep 14, 2016 | Individual, Insurance
Most of us have health insurance through one of three major channels: employer based coverage, Medicare or individually contracted coverage. Today we will focus on the last group: those who must seek out and enroll in coverage directly with an insurance carrier....
by CDA Inc | May 3, 2016 | Group, Insurance
As small businesses most of us have very limited budgets for non-essentials. Materials, fixed facility & payroll costs, accounting, legal and required insurance premiums account for a major percentage of our discretionary income. Are our businesses better served...
by CDA Inc | Apr 28, 2016 | Group, Insurance
In order for employee benefit programs to be well received they need to be developed with the interests of the employees in mind while meeting the objectives of the firm’s management. Young firms often implement benefits with the intent of attracting employees who are...
by CDA Inc | Apr 7, 2016 | Insurance, Risk Management
How many of us have had this experience: we are told that we need a medical procedure so we select a participating provider, pre-certify the procedure, have the surgery and then . . . the bills start coming in? We go through them on a cursory basis until one or...