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What Is On The Horizon?

Most of us have health insurance through one of three major channels: employer based coverage, Medicare or individually contracted coverage.  Today we will focus on the last group: those who must seek out and enroll in coverage directly with an insurance carrier....

Defer Compensation to Address Medicare Costs

When most of us reach age 65 we will need to enroll in Medicare.  The cost for Medicare part A is prepaid for almost all of us, but Medicare part B premiums vary based on income.  The calculation for this expense is based on “modified adjusted income” from two years...

Where is My Reward?

Recently a team of researchers from Harvard Medical School looked at health data on 140,000 health care professionals with a particular focus on cancer-related deaths.  Their observation was that as much as 40 percent of America’s cancer diagnoses are due to bad...

Where Are We Going And What Can We Do?

Our health insurance premiums increase every year and the only recourse we seem to have is to increase our deductibles and dilute our benefits.  We have clients whose health insurance premiums are now larger than their mortgages.  Does anyone know where this is all...