by CDA Inc | Nov 10, 2015 | Insurance, Long Term Care, Risk Management
Now that we are in our third year of the Affordable Care Act many of us have prepared ourselves for the ongoing nightmare of working with our clients to qualify for Marketplace subsidies. The last two years have been marked with website crashes when we tried to enroll...
by CDA Inc | Oct 13, 2015 | Insurance, Long Term Care, Risk Management
Each day thousands of us turn 65 and we need to address this choice. So how do we choose and what criteria do we need to consider in making this choice? Fundamentally, we compare apples and oranges when we face this decision. Remember, Medicare Advantage plans are the...
by CDA Inc | Oct 9, 2015 | Insurance, Long Term Care, Risk Management
In our agency dealings we come across a lot of “gotchas” in many parts of the employee benefits picture. Whether our clients are individually enrolled or are part of employer based plans the surprises are very similar. Here are the latest unpleasant surprises we have...
by CDA Inc | Sep 22, 2015 | Insurance, Long Term Care, Risk Management
Very soon many of us will face open enrollment for our health insurance benefits. Plan decisions need to be taken seriously as we risk not only dollars we pay into premiums, but also dollars we pay as our share of the claims we incur. So how do we best determine which...
by CDA Inc | Sep 17, 2015 | Insurance, Long Term Care, Risk Management
It may seem early to start discussing this, but open enrollments for health insurance will be approaching soon for many of us whether at work or through our personal plans. Health insurance deductibles continue to rise, premiums are certainly not coming down and...
