Tag Archives: healthcare

ACA Light

Currently not all employers can afford to provide health insurance to their employees and not all employees can afford to pay their share of the premium for coverage when it is offered. Add to that the following: some employees qualify for individual health insurance coverage at a significant discount through the Marketplace Exchange program which […]

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An Ounce of Prevention

Recent news reports about prescription drug costs have told us that, as consumers, we are essentially puppets in a marionette theater. Drugs are prescribed as a knee jerk reaction by many providers with little regard to our wallets.  Pricing is increasing at rates well above any inflation numbers we see in other industries.  The majority […]

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Healthcare Costs are Spiraling Out of Control

Problems: Consumers feel no responsibility for costs of unnecessary services and do not adequately shop for the cost of their care. Providers exercise defensive medicine to protect themselves. Insurers buy and then bury technology that could make healthcare costs more transparent. Government adds layers of regulation and questionable requirements that add huge financial burdens to […]

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Ask Not What Your Country Can Do For You…

“Ask not what your country can do for you, ask what you can do for your country.”  These famous words were spoken by President John F. Kennedy during his inauguration and became the rallying cry for millions of Americans who stepped forward to improve society at the time.  Programs like Vista and the Peace Corps […]

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Fee for Service vs. Outcomes Based Reimbursement

Most of us give no thought to how our medical providers are reimbursed.  We go in for services, pay what we are told and then deal with any balance billing that arrives in the mail at a later date.  We may complain about the cost of our services, but rarely do we think much beyond […]

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Why Not Here?

In the March, 2016 issue of FastCompany.com I read the following: “How do you produce better results for people undergoing major surgery in chaotic, overtaxed hospitals?  According to the not-for-profit Noora Health, you do it by teaching family members to assist in their relatives’ care.” (full article) Noora began as a graduate project in the […]

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Taxes: Prepare To File An Extension

This year everyone will need to show evidence of health insurance coverage when we file our taxes. Forms 1095-A, 1095-B or 1095-C will need to accompany W-2s and other tax filing documents. All of us will need to be sure that we have the appropriate form to complete our tax filing whether we have coverage […]

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My Parent Has Fallen, What Now?

If we have not already, many of us will soon face our parents’ decline and the resulting decisions that will be required. A fall, a car accident, a hospitalization, each forces us to address our parents’ ability to continue in the lifestyle to which they are accustomed. Most of us prefer our independence and we […]

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Working A Little Longer: Part 2

It seems that, although we are living longer and healthier lives, our employment may not continue as long as we are willing and able to work. In the last few decades I have seen a pattern of “downsizing” once employees hit their mid to late 50s. Perhaps it is because the people around me have […]

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I Can’t Find A Doctor Who Will See Me!

We have received phone calls from many individuals who signed up for health insurance through the Marketplace without a broker and are now struggling to find participating providers. Their key question: shouldn’t every provider who participates in a particular network be required to accept all patients enrolled in plans that use that network whether through […]

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