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REALLY???

The last quarter of each year is the busiest time in our industry and in my life. Open enrollments for two blocks of clients and renewals for several dozen groups keep us at our desks for long hours. It is easy to stress eat, not drink enough water and generally not...

Halloween Preparation

In a few short weeks our annual candy holiday will hit again. Our house has already gone through several bags of Halloween sweets as we prepare to share what is left with the costumed children who will come to our door. I guess my husband is checking for poison,...

If We Don’t Spend It . . . . .

…we don’t have to earn it. So what does this mean in terms of our long term financial needs? If we develop good health habits we should not have a lot of healthcare expenses. The money we don’t spend can be set aside for future needs, and even be grown with interest....

Invite Them If You Dare

How many of you have vacationed with extended family? How did that go? There are still a few weeks left of summer and the resorts, parks, beaches and attractions across America are jammed with tourists (not to mention the highways). Everyone is trying to squeeze as...

I’m Sick, What Do I Do?

As luck would have it, my wonderful trip to New York delivered me with the creeping crud which we all suffered so much when we lived there. Ice cold plane rides up and back, freezing conference rooms where even the men were commenting on the chill and a hotel room set...