by CDA Inc | Aug 6, 2015 | Risk Management
A while back I was attending an industry conference. It was being held at a wonderful spa and resort in the southwest – it was absolutely lovely. As with most industry conferences, 95% of the time you are involved discussing industry specific topics, no matter what...
by CDA Inc | Aug 4, 2015 | Individual
Unless we have some inside connection to a family that lives with an individual who has an Autism Spectrum Disorder diagnosis we are blissfully unaware of the costs of the care required. Since there has been a continued upsurge in the diagnosis of Autism Spectrum...
by CDA Inc | Jul 31, 2015 | Individual
My love affair with boats began when I was very young. We’d go down to the local pond and build rafts with whatever would float. Our raft-building skills were limited though, so our crafts wouldn’t stay together much longer than it took to pole out to the middle of...
by CDA Inc | Jul 30, 2015 | Insurance, Long Term Care, Risk Management
I just received the results of my latest blood test and was told that it is time to up the dosage on one of my medications. My first reaction was regret that I had not been able to keep my numbers in the range where they needed to be. My second reaction was...
by CDA Inc | Jul 28, 2015 | Insurance, Risk Management
It happened again today. We received a call from a young man who found out his insurance has been cancelled. He is a dependent who aged out of his parents’ insurance contract and the insurance company made no effort to notify him or his family. We may be lucky and...
by CDA Inc | Jul 23, 2015 | Insurance, Long Term Care, Risk Management
Focus has shifted from “quality” coverage to “affordable” coverage and the definition of each is very fluid. To some, quality means low copays, to others it means inclusion of all of their prescriptions, and to others it means inclusion of all of their providers....
by CDA Inc | Jul 21, 2015 | Insurance, Risk Management
We all read headlines about Americans not saving enough for retirement and I have a theory to explain this. Americans are inherently optimistic and I believe that a lot of that comes from growing up on fairy tales. As we age Prince Charming and fairy godmothers are...
by CDA Inc | Jul 17, 2015 | Insurance, Risk Management
I’m such a fishing nut that it is only natural that some of my earliest memories are about the fishing trips I made with my dad and uncle. Actually it was my great uncle Al, who had a small beach house on Leete’s Island off the Connecticut coast. He also had a small...
by CDA Inc | Jul 16, 2015 | Insurance, Long Term Care, Risk Management
Today is the first in a series of employee enrollment meetings for the client I described in my Case Study article. Premiums have gone way up, benefits have come way down and the employees face a difficult year of healthcare expenses. Fortunately, we were able to put...
by CDA Inc | Jul 14, 2015 | Insurance, Long Term Care, Risk Management
I was driving back into Atlanta on a recent scorching summer day when a story came on about last winter’s snow disaster in Boston. Suddenly, I felt about 10 degrees cooler and listened attentively to a story about a group of people who are being placed into local...
