by CDA Inc | Jun 11, 2015 | Insurance
We just received an email from a client asking why so much of her dental bill was not covered. She stated that she had asked if the provider “took her insurance” and was assured that yes, indeed they did. Imagine her surprise when her portion of the bill was well over...
by CDA Inc | Jun 9, 2015 | Risk Management
A friend stopped by after work with a summary of his financial information. He has worked for twenty something years and has twenty something years ahead of him. His question, “Am I ok?” On the face of it his asset vs. liabilities looked well ahead of others his age....
by CDA Inc | Jun 5, 2015 | Individual
I grew up sandwiched between two sisters. My parents thought that by having all their kids within a few years, the family bond would be strongest. I guess that’s true because my sisters and I are still close today. But siblings who are close in age also fight a lot,...
by CDA Inc | Jun 4, 2015 | Insurance, Long Term Care, Risk Management
From the time my number 2 son could speak he shared with us all the ways in which he was not being treated fairly. His lower lip would quiver, his breathing would become labored and then, the magic words would come out: “It’s Not Fair”. Whether it was because...
by CDA Inc | Jun 2, 2015 | Insurance, Risk Management
You took the time to properly shop your health insurance. You checked the provider directory, the approved drug list, the benefits and the premiums. So you’re set, right? Well, maybe not. Providers can decide to leave networks at any time. Your doctors may...
by CDA Inc | May 28, 2015 | Risk Management
One of our readers responded to our post about successful retirement with a tale of woe. Her life has not worked out as she would have hoped. Marriage, financial plans and retirement do not appear to be lining up as she had expected. She asked if she was a hopeless...
by CDA Inc | May 26, 2015 | Insurance, Long Term Care, Risk Management
The man on the radio related his experiences with addiction. He described how his life had followed the same path as that of so many other Native American men. Decades of guilt and anger, emotional battles that raged through the teenage years into adulthood...
by CDA Inc | May 22, 2015 | Individual
It doesn’t matter if you’re young or old, all boys enjoy a “boy’s night out”. I’m sure that girls enjoy their version also, but I can only speak to our version. I grew up with sisters, so spending time with the opposite sex never phased me. And as I reached my...
by CDA Inc | May 21, 2015 | Insurance, Long Term Care, Risk Management
Many years ago one of my friends lived through the experience of placing both of her parents into an assisted living facility a thousand miles away. I listened to her and learned from her experience as year stretched into year. I studied the problems of care from...
by CDA Inc | May 19, 2015 | Insurance, Risk Management
We all recognize that the healthcare industry is failing us medically and that its cost is bankrupting us financially. What we need are creative ideas from outside the medical system that will provide solutions which those in the heat of the battle cannot even...
