by CDA Inc | Apr 14, 2015 | Individual
All of our lives we try to manage our diets, exercise and stress levels to minimize the bad things that can happen to us. Yet there are some medical situations we cannot avoid. If a genius like Steven Hawking can be struck by ALS what hope for the rest of us average...
by CDA Inc | Apr 9, 2015 | Individual
Some time ago I was asked to consult with an individual who was struggling to qualify for medical insurance under Medicare and was facing massive medical bills without this insurance coverage. This individual had a medical diagnosis which clearly qualified him...
by CDA Inc | Apr 7, 2015 | Individual
I don’t fish, but for decades I have lived with a man who does and here is what I have learned: The best time to catch a lot of fish on the Chattahoochee River is on opening day of the fishing season. It seems that the state stocks the river at that time so your odds...
by CDA Inc | Apr 2, 2015 | Individual
Just as the NCAA tournament begins with 64 teams out of the hundreds of college teams that play basketball, each year we can identify 64 concerns out of the myriad we face. From the trivial question of “he loves me, she loves me not” to the bigger worries of...
by CDA Inc | Mar 31, 2015 | Individual
Spring is a time when we give ourselves a fresh start, airing our homes after months of winter have kept windows and doors closed. Perhaps this spring we should give ourselves another fresh start by implementing a review of the employee benefits we take for...
by CDA Inc | Mar 26, 2015 | Individual
The days of the handshake, gold watch and lifetime pension are gone. Even retiree health insurance plans are being phased out by one large company after another. Many of us are planning to work beyond our mid-60s, but why? How many of us have made plans for the...
by CDA Inc | Mar 24, 2015 | Long Term Care
Many years ago a man I knew turned 65 and he was ready to retire. Compared to his friends he had very little set aside and his retirement income was very small. His friends were amazed at the confidence he had that he could retire comfortably. For twenty five years...
by CDA Inc | Mar 19, 2015 | Individual
Three years ago my #2 son had an operation that required strict adherence to a zero fat diet for 60 days post-surgery. The consequences of straying from this restriction as described by his doctor were severe and frightening, so we committed completely to the task....
by CDA Inc | Mar 17, 2015 | Individual
At Czajkowski Dumpel & Associates our focus is to help clients manage risk primarily as it presents itself in health care situations. Helping clients with claims is part of what we do, but the conversations we have about preventing the situations that can...
by CDA Inc | Mar 12, 2015 | Individual
We all race through the week: from work to social events to family commitments. Weekdays turn into weekend days as we continuously strive to meet all the deadlines and expectations in our lives. Experts now recommend that we get off the grid, turn off your phones, and...
