by CDA Inc | Sep 14, 2016 | Individual, Insurance
Most of us have health insurance through one of three major channels: employer based coverage, Medicare or individually contracted coverage. Today we will focus on the last group: those who must seek out and enroll in coverage directly with an insurance carrier....
by CDA Inc | Jun 7, 2016 | Insurance, Medicare
When most of us reach age 65 we will need to enroll in Medicare. The cost for Medicare part A is prepaid for almost all of us, but Medicare part B premiums vary based on income. The calculation for this expense is based on “modified adjusted income” from two years...
by CDA Inc | Jun 1, 2016 | Insurance, Risk Management
Problems: Consumers feel no responsibility for costs of unnecessary services and do not adequately shop for the cost of their care. Providers exercise defensive medicine to protect themselves. Insurers buy and then bury technology that could make healthcare costs more...
by CDA Inc | May 25, 2016 | Group, Insurance, Risk Management
Recently a team of researchers from Harvard Medical School looked at health data on 140,000 health care professionals with a particular focus on cancer-related deaths. Their observation was that as much as 40 percent of America’s cancer diagnoses are due to bad...
by CDA Inc | May 19, 2016 | Group, Individual, Insurance, Risk Management
“Ask not what your country can do for you, ask what you can do for your country.” These famous words were spoken by President John F. Kennedy during his inauguration and became the rallying cry for millions of Americans who stepped forward to improve society at the...
by CDA Inc | May 17, 2016 | Insurance, Risk Management
Our health insurance premiums increase every year and the only recourse we seem to have is to increase our deductibles and dilute our benefits. We have clients whose health insurance premiums are now larger than their mortgages. Does anyone know where this is all...