by CDA Inc | Nov 10, 2015 | Insurance, Long Term Care, Risk Management
Now that we are in our third year of the Affordable Care Act many of us have prepared ourselves for the ongoing nightmare of working with our clients to qualify for Marketplace subsidies. The last two years have been marked with website crashes when we tried to enroll...
by CDA Inc | Nov 6, 2015 | Insurance, Risk Management
The last quarter of each year is the busiest time in our industry and in my life. Open enrollments for two blocks of clients and renewals for several dozen groups keep us at our desks for long hours. It is easy to stress eat, not drink enough water and generally not...
by CDA Inc | Nov 4, 2015 | Insurance, Long Term Care, Risk Management
The third annual open enrollment period opened on November 1 and we are all digging in to find the differences from last year’s plans to this year’s benefits. The devil is in the details, so here are the major considerations for choosing a plan this year: What does...
by CDA Inc | Oct 29, 2015 | Insurance, Long Term Care, Risk Management
Open enrollment for individuals and families who buy their own health insurance begins on Sunday, November 1. That is the day that we will all be told which carriers will be providing plans in our area, what the plan designs will look like and what the premiums will...
by CDA Inc | Oct 27, 2015 | Insurance, Long Term Care, Risk Management
I have spent a bit of time recently writing about how to determine what type of health insurance plan best suits our needs based on how much healthcare we use. While thinking about this I discovered that who I thought I was is really different from who I really am. If...
by CDA Inc | Oct 22, 2015 | Insurance, Long Term Care, Risk Management
Many of us drag ourselves to our physicians’ offices when we are so dizzy and queasy that we have no business driving a car. How would we feel if we could call a doctor about our cold and flu symptoms, that nagging cough or the rash we just discovered rather than...