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Why is my health insurance so expensive?

Insurance is fundamentally a sharing of risk and, while you may not have had a bad claim year, someone in your risk pool did. Another factor in setting premiums is the increasing cost of care particularly in the area of prescription drugs. Additionally, since 2012 new...

Sniper Shots and Cannonballs

All of our lives we try to manage our diets, exercise and stress levels to minimize the bad things that can happen to us. Yet there are some medical situations we cannot avoid. If a genius like Steven Hawking can be struck by ALS what hope for the rest of us average...