by CDA Inc | Mar 29, 2016 | Insurance, Risk Management
This is a term with which many of us are not familiar, but which represents a nightmare for us when it is applied to our health insurance claims. So what does it mean and when is it applied? Step therapy is a protocol used by insurance companies to determine whether...
by CDA Inc | Mar 17, 2016 | Insurance, Risk Management
Many of us have been offered a discounted cash price for health care services recently instead of filing claims with our insurance carriers. What is this all about? As insurance carriers negotiate deeper discounts with providers and healthcare offices have to fight...
by CDA Inc | Mar 3, 2016 | Insurance, Long Term Care, Risk Management
If we have not already, many of us will soon face our parents’ decline and the resulting decisions that will be required. A fall, a car accident, a hospitalization, each forces us to address our parents’ ability to continue in the lifestyle to which they are...
by CDA Inc | Feb 26, 2016 | Insurance, Long Term Care, Risk Management
Many individuals who enrolled in Marketplace policies during the Affordable Care Act open enrollment period may have received notification that supporting documentation (proof of income/citizenship) would need to be forwarded by a specific date to finalize...
by CDA Inc | Feb 24, 2016 | Insurance, Risk Management
Many of us recognize that we will be a bit short of money when we would normally stop working, so we prepare for our “final careers”. Rather than addressing our lack of preparation now we believe that a few more years in the workforce later will bail us out. If we can...
