by CDA Inc | Jun 7, 2013 | Individual
The Affordable Care Act implementation will continue January 1, 2014 when a number of major changes will impact everyone’s health insurance. Rates will no longer include considerations of industry, medical history or gender and will be limited to a 1 to 3 ratio from...
by CDA Inc | Oct 15, 2012 | Individual
Employers who offer prescription drug plans to members who can get Medicare Part D are required to let these members know if their current prescription drug plan(s) are creditable or non-creditable. This must be done by October 15 of each year. Creditable Coverage...
by CDA Inc | Oct 2, 2012 | Individual
Effective September 23, 2012, the Affordable Care Act (or health care reform law) requires that all insurers provide SBCs (summary of benefits & coverage) to consumers when: ◦ They are shopping for coverage. ◦ Their coverage changes. ◦ Their deductible resets. ◦...
by CDA Inc | Sep 17, 2012 | Individual
Erica’s Hidden Gems Insurance tip: If a claim is rejected do not assume that is the end of the discussion. Errors and misinformation are rampant as claims processors are overloaded with claims and often do not follow up on issues that are not of a routine...
by CDA Inc | Jul 7, 2011 | Individual
Did you know that : 1- An MRI done in a doctor’s office will sometimes be included in your office visit copay? Going to an imaging center almost certainly sends the charge to your deductible and it can be MANY hundreds of dollars! Call your insurance company’s...
by CDA Inc | Jan 12, 2011 | Individual
Many individuals who come to us for health insurance believe that once they reach age 65 Medicare will take care of all their medical needs. Sadly, not only is this not true, but the cost of protection from age 65 on is much greater than most people imagine. ...
by CDA Inc | Oct 6, 2010 | Individual
Now that we have seen implementation of the first stage of the new legislation (coverage for dependents to age 26, no more pre-existing conditions limitations for children under age 19, essential benefits coverage with no cost to the insured, etc.) we need to prepare...
by CDA Inc | Sep 7, 2010 | Individual
On July 14, the Departments of Treasury, Labor, and Health and Human Services jointly released Interim Final Rules for group health plans and health insurance issuers relative to coverage of preventive services. These “essential benefits” are scheduled to...
by CDA Inc | Sep 1, 2010 | Individual
Negotiation of network agreements occurs regularly between insurance companies and providers and often work out at the very last moment. For the first time this year a hospital system (Wellstar) and an insurance company (Kaiser Permanente) could not work out their...
by CDA Inc | Aug 6, 2010 | Individual
Beginning in 2016 retirement income will no longer be subject to state income taxation in Georgia for those over age 62. Also, the state portion of homeowners’ property taxes for those over age 62 will be waived. The current income exclusion amount will...
