by CDA Inc | Oct 15, 2012 | Individual
Employers who offer prescription drug plans to members who can get Medicare Part D are required to let these members know if their current prescription drug plan(s) are creditable or non-creditable. This must be done by October 15 of each year. Creditable Coverage...
by CDA Inc | Oct 2, 2012 | Individual
Effective September 23, 2012, the Affordable Care Act (or health care reform law) requires that all insurers provide SBCs (summary of benefits & coverage) to consumers when: ◦ They are shopping for coverage. ◦ Their coverage changes. ◦ Their deductible resets. ◦...
by CDA Inc | Sep 17, 2012 | Individual
Erica’s Hidden Gems Insurance tip: If a claim is rejected do not assume that is the end of the discussion. Errors and misinformation are rampant as claims processors are overloaded with claims and often do not follow up on issues that are not of a routine...
by CDA Inc | Jul 7, 2011 | Individual
Did you know that : 1- An MRI done in a doctor’s office will sometimes be included in your office visit copay? Going to an imaging center almost certainly sends the charge to your deductible and it can be MANY hundreds of dollars! Call your insurance company’s...
by CDA Inc | Jan 12, 2011 | Individual
Many individuals who come to us for health insurance believe that once they reach age 65 Medicare will take care of all their medical needs. Sadly, not only is this not true, but the cost of protection from age 65 on is much greater than most people imagine. ...