by CDA Inc | Apr 7, 2016 | Insurance, Risk Management
How many of us have had this experience: we are told that we need a medical procedure so we select a participating provider, pre-certify the procedure, have the surgery and then . . . the bills start coming in? We go through them on a cursory basis until one or...
by CDA Inc | Apr 5, 2016 | Insurance, Risk Management
Should we be as dependent as we are on prescription drugs, or are there alternative options we can select for care? If we add “pedals to the pills” can we cause positive biochemical changes in our brains as well as the overall improvement in our cardiovascular...
by CDA Inc | Mar 31, 2016 | Insurance, Risk Management
Many of us are under physicians’ care for diseases and conditions which are treated with prescription medications. We find our dosages, frequencies and the intensity of our recommended drugs escalating with time. We also find ourselves at the mercy of pharmaceutical...
by CDA Inc | Mar 29, 2016 | Insurance, Risk Management
This is a term with which many of us are not familiar, but which represents a nightmare for us when it is applied to our health insurance claims. So what does it mean and when is it applied? Step therapy is a protocol used by insurance companies to determine whether...
by CDA Inc | Mar 24, 2016 | Group, Insurance, Risk Management
Do you feel like your company health insurance premiums are much higher than they should be? You see neighbors and friends run to the doctor all the time, but you and your co-workers never seem to access care. No doctor visits, no prescriptions, no emergency room...
by CDA Inc | Mar 22, 2016 | Insurance, Risk Management
Have you ever weighed your food, measured your portions, counted calories & carbs and still not had success controlling your diet? For decades many of us have followed the low carb, low fat and low sugar regimens with mixed success. The daily struggle with...